How to avoid burnout as we head into the winter months, because it's already been a long year. In the early days of the pandemic, if you were lucky to work remotely you may have felt happy and safe in your home. Zoom calls were a novelty, everyday sweats were luxury, and in the evening, everyone was making good progress on their Netflix queue. As we’ve moved past the initial days of the pandemic, what felt like only temporary measures have turned into a whole new lifestyle. Now, that we’ve had months of limited social contact and stringent rule following we’re all feeling a little exhausted. With winter coming and the possibility of even more time in our homes, here are 3 ways to help avoid burnout: 1. Be aware of your body’s needs Exercise Keep your body strong and healthy by adopting a regular exercise routine. The Heart and...
Stress and anxiety issues are the rise. Many of us are stressed about money. That worry can affect our physical and mental health, strain relationships and impede our ability to do our jobs. Some researchers believe that worrying about debt can increase stress and make you more vulnerable to mental health issues. But, recognizing the link between financial and mental wellness is the first step in monitoring their effect on each other. Here are three ways to take control of your money and reduce your financial stress: Practice Mindful Spending During times of stress it can be easy spend money impulsively: takeout food, new clothes or beauty products, gifts for kids or leisure toys can make spending the week, and weekend, at home a little more exciting. Sometimes what we want now, takes priority over spending our money on things we need, or things that will improve our lives in...
When do you need to buy life insurance? Well, if you are a parent, life insurance can protect your family’s future. But what if you don’t have kids? In fact, you may be years away from having a family. And if that's true, you may ask yourself, why you need to you need to buy life insurance at all. It turns out, that getting life insurance when you’re young and healthy is actually a pretty good investment in your future. Think long-term and buy young When surveyed, a whopping 40% of respondents said that they wished they had purchased policies at a younger age. Why? Because buying life insurance young can save you a lot of money over time. You’ll be able keep premiums low as they can be. Premiums increase with age. Premiums can also increase if you experience health issues (often the likelihood of this happening increases as...
Think you know about term life insurance? Did you know that life insurance is often the smarter investment than mortgage insurance? Whether you're buying a new house or renewing the mortgage on your current home, you protecting your biggest investment with insurance is the responsible thing to do. What is mortgage life insurance? Often, as soon as a mortgage is approved, lenders will offer mortgage life insurance on the spot. Mortgage life insurance is a type of insurance policy that protects the policyholders heirs, should the policyholder dies. Its often sold to first-time homeowners who share the cost of the mortgage with a significant other, who could be stuck with a large mortgage if one of them die. Getting insurance for your mortgage makes good sense! It means that your family or significant other would be able to cover mortgage debt even if they lose your income should you pass away. ...
