Stress and anxiety issues are the rise. Many of us are stressed about money. That worry can affect our physical and mental health, strain relationships and impede our ability to do our jobs. Some researchers believe that worrying about debt can increase stress and make you more vulnerable to mental health issues. But, recognizing the link between financial and mental wellness is the first step in monitoring their effect on each other. Here are three ways to take control of your money and reduce your financial stress: Practice Mindful Spending During times of stress it can be easy spend money impulsively: takeout food, new clothes or beauty products, gifts for kids or leisure toys can make spending the week, and weekend, at home a little more exciting. Sometimes what we want now, takes priority over spending our money on things we need, or things that will improve our lives in...
When do you need to buy life insurance? Well, if you are a parent, life insurance can protect your family’s future. But what if you don’t have kids? In fact, you may be years away from having a family. And if that's true, you may ask yourself, why you need to you need to buy life insurance at all. It turns out, that getting life insurance when you’re young and healthy is actually a pretty good investment in your future. Think long-term and buy young When surveyed, a whopping 40% of respondents said that they wished they had purchased policies at a younger age. Why? Because buying life insurance young can save you a lot of money over time. You’ll be able keep premiums low as they can be. Premiums increase with age. Premiums can also increase if you experience health issues (often the likelihood of this happening increases as...
Think you know about term life insurance? Did you know that life insurance is often the smarter investment than mortgage insurance? Whether you're buying a new house or renewing the mortgage on your current home, you protecting your biggest investment with insurance is the responsible thing to do. What is mortgage life insurance? Often, as soon as a mortgage is approved, lenders will offer mortgage life insurance on the spot. Mortgage life insurance is a type of insurance policy that protects the policyholders heirs, should the policyholder dies. Its often sold to first-time homeowners who share the cost of the mortgage with a significant other, who could be stuck with a large mortgage if one of them die. Getting insurance for your mortgage makes good sense! It means that your family or significant other would be able to cover mortgage debt even if they lose your income should you pass away. ...
As our COVID summer nears an end, many of us are left in the position of wondering what’s to come this fall. Although many schools are taking on different protocols for socially distant learning, it’s safe to say that won’t be experiencing our usual “back to school” routine. Whether your child will be facing partial or full online schooling this fall, we’ve created a guide to help ease the transition of back to virtual learning from home. Creating a Workspace Creating a workspace that’s optimal for learning is key for minimizing distractions and allow for a healthy separation of school from play. Although we are all dealing with a wide range of home spaces and layouts, there are still small adjustments we can create to make the most out of our given space. Here are our top 3 tips for creating an ideal workspace: Create a separate learning space This...
