If you’re like most financially savvy planners you likely have a sum of money put away in a savings account or RRSP. Many of us save for retirement, for our children’s education, or for the unexpected rainy day. Some financial advisors recommend having enough savings to cover 6 months of your expenses, but should you extend your saving habits to further cover your family’s future? When considering buying a life insurance policy, isn’t having savings enough? You might think having a savings account with a large sum of money put away is enough to replace a life insurance policy. Of course you have the benefit of keeping the money you’ve set aside every month, no matter what, and some interest on your investment. That’s exactly the distinction you need to make between life insurance and a savings plan; savings accounts and investments are plants to grow your money, while insurance...
School’s out! It’s time to put your feet up and enjoy some mindful entertainment. We’ve rounded up a list of must-reads for teachers to delve into over the holidays. Wrap your hands around a mug of hot cider and settle in, these reads will captivate you from cover to cover. The Children Act by Ian McEwan Follow Fiona Maye, a High Court judge, as she immerses herself in an especially challenging case. Maye presides over the Family Court case as a distraction from her own family strife. But her marital dilemma stays with her as she fights to solve the case of a 17-year-old boy who requires live saving medical treatment, treatment his parents refuse to allow due to religious beliefs. The Promise of a Pencil: How an Ordinary Person Can Create Extraordinary Change by Adam Braun The incredible story of Adam Braun and the organization he founded, Pencils for Promise....
You know life insurance is a good idea - but when is the right time to buy life insurance. You may be on the verge of closing on your first home. Maybe you’ve started planning for retirement. Perhaps you’re young & single. At what stage in your life do you check off the life insurance box? Should you wait till you have children? Till you’ve reached a certain age? There is no hard and fast rule about when to purchase your life insurance policy. But there are benefits at every stage. When deciding on the best time that fits your lifestyle, remember it’s less about hitting a certain age or milestone and more about tailoring your coverage to your needs. So when is the right time to buy life insurance? Single & Successful Life insurance exists to protect and assist your loved ones. And that doesn’t necessarily mean a partner...
As educators we are often privileged to witness first-hand the positive impact education has on our youth. Given the right tools, motivation and support, our students have an incredible power to break barriers and implement change. Free The Children began with one twelve year old boy’s need to right the wrongs he saw in the world. Free The Children has since built over 650 schools and classrooms, facilitating the education of 55,000 children every day. Rather than just fundraise and donate, Free The Children’s mission is to empower youth locally to be active agents of change both at home and internationally. Through the Adopt a Village program, Free The Children gives poverty-stricken communities the facilities, tools and education to sustainably lift themselves up and out of poverty. Here’s How You Can Get Involved: Share, share, share - post, like, tweet, get the word out about this inspiring initiative. Click –...
