In our current consumer landscape things have been shifting. The power balance between consumers and producers is teetering with a heavy lean on the consumer side. Producers of goods and services can put their business out there but it is often the consumers who dictate how the conversation will go. How? By being active or professional consumers. By doing research, comparing prices, quality, company history or ethics etc. By speaking up on social media outlets, asking questions, and looking at a company’s way of handling their business online. Here are a few tips on how to take the helm and become a PROsumer when shopping for life insurance: 1. Do Your Research Before diving into any life insurance estimate it’s important to understand all the terms associated with it; Terms such as estate, beneficiary, trustee, term insurance, whole life insurance etc. Once you have a bit of a grasp on...
We all have one or two great teachers we fondly remember; teachers who sparked something in us years ago and maybe even changed our path or helped us carve one out. Even teachers we don’t have clear memories of helped shape who we are today, and by doing so they helped change our world. Here are 10 ways in which educators continuously change and shape the world around us: 1. Teachers Connect – No matter what age, that first day of school (and sometimes even work) can be terrifying. That’s because we all come the comfort of our families into the big world of possible friendships. Teachers help us connect with those around us by fostering acceptance; a value that stays with us long past the first day of school. 2. Teachers Spread Kindness – we all need a little kindness to remind us of all the goodness in the...
That task of choosing a beneficiary for your estate can be daunting – who will receive what, who will benefit the most? On the other hand, many people name their spouse as their beneficiary, leaving their spouse with the task of distributing the wealth of the estate after their passing. When deciding on who will inherit your estate after you pass, consider these 5 key points. 1. Where do I start? Begin with a list of your immediate family; spouse, children, siblings, parents. Take into consideration anyone who depends on you to provide for them financially and who will need your financial support later in life. Your spouse and children are the first choice for many. And although you might think your parents are likely to pass before you, you might want to plan for them to benefit from your estate to cover health and retirement costs. 2. More than...
Valentine’s Day is only days away and we’ve got a hankering for pink, sparkles and hearts. The heart-filled day is known mostly for roses, chocolate, and romantic dates. But in our classrooms Valentine’s Day is about showing appreciation for everyone we care about. Here are a few ideas to get students seeing through heart-shaped glasses (literally! We have a craft for that!). Valentine’s Day Boxes - Before you begin crafting and writing cards, start with a fun decorative exercise! Decorate boxes for students to collect the cards they receive from their friends. With all these imaginative options, every box has its Heart Stamps - This DIY heart stamp tutorial is as easy as it gets, all you need is a toilet paper roll and tape! Heart-Shaped Glasses - See the world through the eyes of love! Decorate these fun glasses and then take goofy pictures wearing them with your...
