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Based on your responses, our Online Individual Term Insurance may be suitable for you. It’s a simple, easy, private and surprisingly economical way to insure your family. Get a fast quote or learn more by downloading our product information sheet.
Online Individual Term Insurance!
A simple, easy, and private way to insure your family. Those with fixed-term insurance needs, such as parents of growing families, will benefit from our online, self-serve, and highly customizable life insurance.
| Initial Eligibility | Ages 18-60 |
| Coverage | $100,000-$1,000,000 depending on age and health: Maximum coverage available: Ages 18-45: $1,000,000 |
| Duration | Terms from 10, 15, 20, up to 25 Years |
| Premiums | Affordable monthly premiums starting as low as $5 a month. Premiums will not increase during the term. |
| Renewable/Convertible | No |
| Underwriting | Online approve or decline. No medical exam. |
| Payments | Online, monthly |
You may also be interested in
our Renewable Term Insurance. It offers flexible support for growing families and careers and is perfect for people with a more complex health history or longer-term needs. Learn more by downloading our product information sheet or contacting one of our specialists. We’re happy to answer your questions.
Renewable Term Insurance
Flexible, easy, and trusted way to include life insurance in your estate planning. If you have longer-term financial needs or a more involved health history, benefit from a plan with more options and features that grows with your family, over time.
Flexible, easy, and trusted way to include life insurance in your estate planning. If you have longer-term financial needs or a more involved health history, benefit from a plan with more options and features that grows with your family, over time.
| Initial Eligibility | Ages 19-65 (60 for Term 25) |
| Coverage | $50,000-$1,000,000 |
| Duration | 10, 20, 25 years |
| Premiums | Paid for the duration of the product |
| Renewable/Convertible | Yes – guaranteed |
| Underwriting | Traditional: paper application and medical exam |
| Payments | Online; monthly or annually |
| Child Rider | |
| Initial Eligibility | Ages 30 days-15 years |
| Coverage | $5,000 or $10,000 |
| Duration | To age 19, then convertible at 5 times the coverage to a designated Teachers Life product |
