Life Insurance On Your Terms
Helping protect your family’s future is easier and more affordable than you think.
Teachers Life Insurance is the easiest way to insure your family.
Life is all about change. The unexpected can happen. Life insurance is a great tool to provide a lifetime of protection for your family. Whether you’re just starting out, or your family is grown, Teachers Life has a life insurance option that can provide financial security for your loved ones.
Choose from our Life Insurance options to get the right product for your needs.
Need help choosing? Fill out the Request a Quote form and get a personal needs analysis by one of our friendly agents.
Quick Facts
Online Individual Term Insurance
A simple, easy, and private way to insure your family. Those with fixed-term insurance needs, such as parents of growing families, will benefit from our online, self-serve, and highly customizable life insurance.
| Initial Eligibility | Ages 18-60 |
| Coverage | $25,000-$500,000 depending on age: Maximum coverage available: Ages 18-50: $500,000 Ages 51-55: $300,000 Ages 56-60: $100,000 |
| Duration | Customize coverage from 10-40 years |
| Premiums | Paid for the duration of the product |
| Renewable/ Convertible | No |
| Underwriting | Online, no medical tests |
Renewable Term Insurance
Flexible, easy, and trusted way to include life insurance in your estate planning. If you have longer-term financial needs or a more involved health history, benefit from a plan with more options and features that grows with your family, over time.
| Initial Eligibility | Ages 19-65 (60 for Term 25) |
| Coverage | $50,000-$1,000,000 |
| Duration | 10, 20, 25 years |
| Premiums | Paid for the duration of the product |
| Renewable/ Convertible | Yes – guaranteed |
| Underwriting | Traditional: paper application and medical exam |
| Child Rider | |
| Initial Eligibility | Ages 30 days-15 years |
| Coverage | $5,000 or $10,000 |
| Duration | To age 19, then convertible at 5 times the coverage to a designated Teachers Life product |
PermaTerm 100 Insurance
Protect your family’s future and ensure your legacy. This plan ensures loved ones benefit from your hard work and planning. Whether for a growing family or while in retirement, this plan can be a cornerstone of your estate planning.
| Initial Eligibility | Ages 20-70 |
| Coverage | $10,000- $500,000 |
| Duration | Lifetime or age 100 (proceeds paid if still living) |
| Premiums | Paid for the duration of the product |
| Underwriting | Traditional: paper application and medical exam |
| Child Rider | |
| Initial Eligibility | Ages 30 days-15 years |
| Coverage | $5,000 or $10,000 |
| Duration | To age 19, then convertible at 5 times the coverage to a designated Teachers Life product |
Request a quote
Fill out the required fields and an advisor will call or email you with your quote.
Disclamer
Teachers Life Online Individual Term Life Insurance/Renewable Term Insurance/PermaTerm 100 are underwritten by Teachers Life, 916 The East Mall , Toronto, Ontario, M9B 6K1.Coverage maximum amounts, rates and/or terms may be subject to underwriting and may vary depending upon your age, health, lifestyle and other factors. Rates may be subject to sales tax where applicable. Some restrictions may apply. For more details on coverage, costs, limitations and exclusions please contact a Teachers Life licensed sales representative.
- Products are only available to residents of Canada in all provinces and territories excluding Quebec.
